CORNERSTONE BENEFITS AND INSURANCE
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Voluntary Benefits

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Voluntary Benefits

As health care costs continue to rise, so has the demand for voluntary benefits. Since many employers find it increasingly difficult to provide employees with a complete benefit package, voluntary benefits have become an ideal solution. Voluntary benefits allow employers to offer benefits that are attractive to employees without added cost to the company. Employees benefit because they have a variety of insurance options available conveniently in one place, and often with lower premiums than individual policies they would have bought themselves.

What are voluntary benefits?

Voluntary benefits are coverages and products made available to employees for elective purchase. These programs have four key characteristics:
  • 100 percent employee-paid
  • Offered through an employer
  • Solicited and enrolled through a carrier or enrollment firm
  • Paid through automatic payroll deductions

Because of their cost efficiency and portability, as well as their contribution to an employee’s work–life balance, voluntary benefits are becoming a central component of many companies’ overall benefits strategies.

What are some common voluntary benefits?

  • Permanent life insurance
  • Disability income insurance
  • Accidental death and dismemberment (AD&D)
  • Supplemental health insurance
  • Long–term care insurance
  • Retiree medical insurance
  • Dental/vision insurance
  • Auto/homeowners’ insurance
  • Prepaid legal services
  • Pet health insurance
  • Identity theft insurance
  • Computer purchase programs
  • Adoption assistance

Why should employers consider expanding their benefit offerings to include voluntary benefits?

  • Trends show employees have strong emotional appeal towards these benefits and have come to expect them
  • Usually there are no fees or costs for employers
  • They complement the goals of most corporate work/life programs
  • They offer easy implementation (most do not have legal and regulatory issues associated with insurance benefits)
  • They require little post-implementation administration or support
(702) 242-9000
8919 West Sahara Avenue
​Suite 150
Las Vegas, NV 89117​
Click Here to Email Us

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Licensed in Nevada, Arizona, and California for Employee Benefits, Individual Health Insurance, Medicare, Life Insurance and Long Term Care

Licensed in Nevada for Business Insurance and Personal Insurance.


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Cornerstone Benefits, LLC
8919 West Sahara Avenue
​Suite 150
Las Vegas, NV 89117
(702) 242-9000
Click Here to Email Us

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  • Home
  • Products & Services
    • Business Insurance
    • Employee Benefits >
      • Fully Insured Health Plans
      • Level & Balanced Funded Health Plans
      • Self-Insured Health Plans
      • Association Health Plans
      • Dental Plans
      • Vision Plans
      • Management Carve Outs
      • Life Insurance and AD&D
      • Cafeteria Plans
      • Flexible Spending Accounts
      • Voluntary Benefits
      • Group Disability Plans
      • Human Resources Consulting
    • Health Insurance
    • Life Insurance
    • Long Term Care Insurance
    • Medicare >
      • Medicare Agents >
        • Lauren Koutsoumbas
        • Cecile Faith Bautista
        • Dalyce Lazaris
        • Olivia Castillo
        • ​Andrew Segal
    • Personal Insurance
  • About Us
    • Meet the Team
    • Client Testimonials
    • Insurance Carriers
    • Accessibility Statement
  • Contact Us