What is Long Term Care Insurance?You spend your working life saving for retirement successfully then the unexpected happens and you need Long Term Care. What is Long Term Care? Long-term care is non-medical care (ie, custodial care) for patients who need assistance with basic daily activities such as dressing, bathing and using the bathroom. Long-term care may be provided at home or in facilities that include nursing homes and assisted living.
A common misconception is that Medicare will cover you if you need Custodial Care. Unfortunately, this is not the case. Long Term Care expenses can wipe out a person’s life savings in a very short period of time. The good new is that Long Term Care exists. There is more good news. There are more ways than ever to protect yourself with Long Term Care Insurance than ever before. Contact us to learn more about the right long term care insurance for you. |